CNG Advisory Group

Terms of Service

CNG Advisory Group (APEX 165 LLC d/b/a CNG Advisory Group), 207 Calle del Parque, Ste. 9, San Juan, PR 00912. Last updated November 11, 2026.

Use of this website. This website provides general information about our services. By using it, you agree to these terms.

No client relationship. Using this website, our calculator or our contact forms, or contacting us does not create an accountant-client relationship. A client relationship begins only when both parties sign an engagement letter.

Calculator and tools. Results from the Cash Gap Calculator and any other tool on this site are estimates based on the information you enter. They are for illustration only and are not tax, accounting, financial or legal advice.

Information you send us. Please do not submit Social Security numbers, tax returns, bank or account numbers, or other sensitive documents through this website. We will provide a secure method if needed.

Intellectual property. The content, logo and materials on this website belong to CNG Advisory Group and may not be copied or reused without permission.

Limitation of liability. This website is provided “as is.” CNG Advisory Group is not liable for any decisions made or actions taken based on its content or tools.

Governing law. These terms are governed by the laws of Puerto Rico.

Changes. We may update these terms and will post changes on this page with a new date.

Contact: carlos@cngadvisorygroup.com, (787) 527-1085.

CNG Advisory Group

Carlos A. Navarro Garcia, CPA

Strategic finance leadership for growing businesses. Delivering clarity, confidence, and results through fractional CFO services.

© 2026 CNG Advisory Group. All rights reserved.

Privacy PolicyTerms of Service

This website is for general informational purposes only. Utilizing this website or communicating through this website does not constitute accounting, business, financial, investment, tax, legal, or other professional advice or a substitute for a qualified professional advisor. All the information on this website is provided in good faith; however, CNG Advisory Group makes no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of the information contained in this website. Under NO circumstance CNG Advisory Group, its members, employees, and agents shall have, accept, or assume any liability, responsibility, or duty of care for any consequences of you or anyone else acting or refraining from acting, in reliance on the information contained in this website or for any decision based on it. Online readers should not act upon the information contained herein without seeking a qualified professional advisor.

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